Terms, refunds and privacy

01Terms of purchase

Ermic YTA sells two digital products: the Community (a paid membership to a private group hosted on Whop) and the Channel + Course (a one-time purchase that includes a monetized YouTube channel transferred to you, the full course, the AI production setup, templates, direct message access to Ermic and membership of the community). Buying either one means you have read and accept this page in full. If you don't agree with something here, don't buy.

Who can buy. You must be at least 18 years old, able to enter a binding contract, and the holder of the payment method you use. You also need a Google account in good standing that can receive a YouTube channel. If Google or YouTube restricts your account, we cannot complete a transfer and the delivery guarantee in section 02 applies.

Payments. The Channel + Course is paid once through Stripe. The Community is billed through Whop. Stripe's and Whop's own terms apply to the payment itself. Prices are shown in US dollars; your bank may add currency conversion fees that we do not control and do not refund.

What "lifetime access" means. Lifetime means the lifetime of the program: for as long as Ermic YTA offers the Channel + Course, you keep access to the course, its updates and the community with nothing more to pay. If the program is ever discontinued, you will be given at least 90 days' notice and a way to download the course materials.

About the channel. The channel is moved to a Google account you control through YouTube's official Brand Account transfer, and YouTube confirms the transfer by email. From that moment the channel, its subscribers, its content and 100% of its revenue are yours. Ermic keeps no ownership, no access and no revenue share. You are responsible for running it within YouTube's Terms of Service and monetization policies, including labelling AI-generated or altered content where YouTube requires it. If YouTube later takes action against the channel because of content you publish after the transfer, that is your responsibility.

Direct access to Ermic means written messages. You write, he reads it himself and replies, normally within one business day. It does not include calls, screen-shares, or guaranteed response times.

Your responsibilities. You are responsible for how you use what you learn, for complying with the laws of the country you live in, and for declaring and paying any taxes on the money your channel earns. Nothing in the program is financial, legal or tax advice.

Changes. These terms may be updated. The date at the top tells you when. Material changes are announced inside the community. Continuing to use the program after a change means you accept it.

0224-hour delivery guarantee

How the 24 hours are counted. Right after checkout you receive an email asking for the Gmail address the channel should be transferred to and your niche choice. The 24 hours start when you have sent that information. If you take three days to reply, the clock starts three days later.

What counts as delivered. Delivery is complete when YouTube's transfer email reaches the Google account you gave us and the channel appears in that account's YouTube Studio with monetization enabled.

If YouTube is slow on their end. If the transfer has been initiated on time but YouTube's own process is delayed, we will show you the initiation confirmation and finish the delivery. If you would rather not wait, the refund still stands. Your choice.

If your Google account cannot receive the channel. If the transfer fails because of a restriction on your Google account (age, region, prior strikes, missing verification), we will offer to transfer to a different Google account you control. If you have no eligible account, you get a full refund.

03Refund policy

Channel + Course. Outside the delivery guarantee in section 02, all sales are final. The reason is simple: the moment you are inside you own the channel, you have the complete course and you have the systems that are not published anywhere else. None of that can be returned, so there is no trial period and no change-of-mind refund. If you are unsure, watch the video, look at the results and only buy when you are sure.

What we will always make right:

• Non-delivery. Covered by the 24-hour guarantee. Full refund.
• Duplicate or mistaken charges. Send the receipt and the extra charge is refunded immediately.
• Technical access problems we cannot fix within 7 days. If you cannot access the course or community for reasons on our side and we cannot solve it within 7 days of you reporting it, you get a full refund.
• Mandatory consumer law. If the law where you live gives you a right of withdrawal that cannot be waived, that law wins. In the EU and UK, the 14-day right of withdrawal for digital content ends once you agree to immediate delivery, which you do at checkout. The channel transfer is a service that begins immediately at your request.

How refunds are paid. Refunds go back to the original payment method through Stripe, usually within 5 to 10 business days depending on your bank.

Chargebacks. Email us before disputing a charge with your bank. We solve genuine problems quickly. A chargeback filed without contacting us first is a breach of these terms, closes your access to the course and community, and may be contested with the delivery evidence.

04Community subscription

Billing. The Community costs $39 per month, billed through Whop on the same day each month until you cancel. There is no minimum term.

Cancelling. Cancel any time from your Whop account, in two clicks. You keep access until the end of the period you have already paid for. No partial-month refunds, no cancellation fees.

Refunds on the subscription. Monthly payments already made are not refunded, except for duplicate charges or if you were charged after cancelling. Email us with the receipt and it is fixed.

Price changes. If the monthly price changes, existing members are told at least 30 days in advance and keep their current price for at least that period.

Channel + Course buyers. Community access is included in the one-time payment and is never billed monthly.

05Income disclaimer

Every screenshot on the sales page is a real capture from YouTube Studio, from Ermic's channels or from members, with names blurred for privacy and figures untouched. Real is not the same as typical. They are not a guarantee of what you will earn.

A monetized channel removes the waiting for approval. It does not remove the work. Your results depend on how consistently you publish, the niche, the quality of your videos and factors nobody controls: the algorithm, advertiser rates, seasonality and YouTube policy changes. Members who run the system consistently see real money. Members who buy and never upload see nothing.

We make no promise of a specific income, timeframe or return on your purchase. Treat anything you earn as the result of your work, not of the purchase itself. If you cannot afford to lose the price of the program, do not buy it.

06Community conduct

The community works because people are honest with each other. A few rules, applied to everyone:

• No spam, no affiliate links, no pitching your own products or services to members.
• No reselling, sharing or leaking course content, templates or anything posted inside.
• No harassment, abuse, discrimination or scams of any kind.
• No selling or offering YouTube channels, accounts or monetization services to other members.
• One person per membership. Shared logins are closed without refund.

Breaking these rules gets your access removed without refund. Serious cases are reported to Whop and, where relevant, the authorities.

07Intellectual property

The course, videos, templates, prompts, niche lists, posting plans and everything else inside the program belong to Ermic YTA. Your purchase gives you a personal, non-transferable licence to use them for your own channels. You may not copy, resell, redistribute, translate, record or share them, in whole or in part, publicly or privately.

Videos you create for your own channel using what you learn are yours. The channel, once transferred, is yours. The method is not.

YouTube, Google and Whop are trademarks of their respective owners. Ermic YTA is not affiliated with, endorsed by or sponsored by any of them.

08Privacy policy

What we collect. Your name, your email address, your purchase record, the Gmail address you give us for the channel transfer, your niche choice, and the messages you send us. Card numbers never touch our systems; Stripe and Whop handle all payment data under their own security and privacy terms.

Why we collect it. To deliver what you bought, to give you access to the course and community, to transfer the channel, to answer your messages, to send you program updates, and to meet our legal and tax obligations. We rely on the contract with you and on our legitimate interest in running the program.

Who sees it. Only the services needed to run the program: Stripe (payments), Whop (community and course hosting), Vimeo (video hosting), Google (channel transfer) and our email provider. Each of them processes data under their own privacy policy. We never sell, rent or trade your information with anyone.

Emails. Transactional emails (receipts, access, transfer confirmations) are part of the service. Occasional updates from Ermic can be unsubscribed from at any time without affecting your membership.

How long we keep it. Account and purchase data for as long as you are a member, plus the period tax law requires us to keep invoices (normally 5 to 7 years). Messages are kept for 2 years after the last contact. Data is deleted or anonymised after that.

Your rights. You can ask for a copy of your data, correct it, have it deleted, restrict or object to its processing, or receive it in a portable format. Email hello@ermicyta.com and it is handled within 30 days. If you are in the EU or UK you also have the right to complain to your local data protection authority.

Security. Access to your data is limited to Ermic and the providers listed above, protected by two-factor authentication. No system is perfectly secure; if a breach ever affects your data, you will be told without undue delay.

Children. The program is for adults only. We do not knowingly collect data from anyone under 18. If you believe a minor has bought, email us and the purchase is refunded and the data deleted.

09Cookies

This site uses only what it needs to work: a local setting that remembers your place on the page, and the cookies set by the embedded Vimeo player and the Stripe checkout when you use them. If simple anonymous analytics are added in the future, they will not identify you personally and this section will be updated. You can block cookies in your browser; the sales page keeps working without them.

10Limitation of liability

The program is provided as described on the sales page and on this one. To the extent the law allows, Ermic YTA is not liable for indirect or consequential losses, lost profits, lost revenue, or actions taken by YouTube, Google, Whop, Stripe or any other third party against your accounts. Our total liability for any claim related to a purchase is limited to the amount you paid for that purchase.

Nothing here limits liability that cannot be limited by law, including for fraud or for death or personal injury caused by negligence.

11Governing law and disputes

These terms are governed by the laws of Spain, without affecting any mandatory consumer protection you have in your own country. If something goes wrong, email us first; most problems are solved in a couple of messages. If we cannot agree, disputes go to the courts of the seller's place of business, or to the courts of your home country where consumer law requires it. EU consumers can also use the European Commission's online dispute resolution platform.

12Contact

Anything on this page, support or refunds: hello@ermicyta.com. Ermic answers himself, normally within one business day. Members get faster replies by direct message inside the community.

Seller: Ermic YTA. Business address and tax ID are provided on invoices and on request.